4 Comments
User's avatar
Stanley Ezeobele's avatar

Mo' money, mo' problems

If you keep living above your means.

Personally, I only increase my spending if it's something I've been meaning to do and I've saved more than enough from the income I'm getting. But other than that, I don't think I spend unnecessarily.

Just yesterday my data plug tried to upsell me on a bigger plan for a slight increase in price. I declined, even though I could afford it.

I reminded her that I just upgraded my data plan last month and it's more than sufficient for me (for now) so there's no point paying more.

And this is, like you said, what people need to take note of when wanting to buy something — "whose idea is this?"

Most times it's the idea of the people selling that thing.

Expand full comment
Chidubem Uchenna's avatar

Excellent one Stanley.

Thank you for going all out with the response. Another way I control impulse spending is to ask myself "When I was leaving home, did I plan to buy this thing?"

If no, then it isn't a necessity. It's a mere want.

And Yes, marketers do that a lot and I'm guilty of it as well 😂

Expand full comment
Notes From Ruth's avatar

Basically, "live below your standards"...

Thank you, Dubem. Especially on those hints on where to increase your spending on🤗

Expand full comment
Chidubem Uchenna's avatar

Thank you for reading, Ruth. Nice you caught the hints 😁

Expand full comment